Compare ATV Insurance: Get a Quote and Buy in Minutes

What Does ATV Insurance Cover with Panda7?

ATVs and UTVs present unique risks, from trail accidents to theft and liability concerns. Panda7 assists you in customizing coverage that aligns with your riding habits and needs.
Your personalized ATV insurance quote may include:

• Liability Coverage

  Provides financial protection if you're held responsible for injuries or property damage to others while operating your ATV. This coverage is mandatory in most provinces, including Quebec, where a minimum of $1 million in liability insurance is required.

• Collision Coverage

  Covers repair or replacement costs if your ATV is damaged in a collision with another vehicle, object, or terrain obstacle.

• Comprehensive Coverage

  Protects against non-collision incidents such as fire, theft, vandalism, falling objects, or severe weather.

• Accessory and Equipment Coverage

  Safeguards custom parts, trailers, racks, plows, GPS units, and other modifications not typically covered under standard policies.

• Uninsured Motorist Coverage

  Provides coverage for injuries and damages if you're involved in an accident with an uninsured or unidentified driver.

• Off-Road and Seasonal Use Adjustments

  Tailors your policy based on whether you use your ATV year-round, seasonally, or strictly off-road.

From weekend trail rides to utility work, Panda7 ensures you have the appropriate protection without unnecessary costs.