Compare Cottage Insurance: Get a Quote and Buy in Minutes

What Does Cottage Insurance Cover with Panda7?

Cottage insurance is not one-size-fits-all. Panda7 helps you build a policy that reflects how and when you use your property, ensuring you get the right protection.
Your personalized cottage insurance quote may include:

• Property Coverage

  Protects the physical structure of your cottage against risks like fire, theft, vandalism, and storm damage.

• Contents Coverage

  Covers personal belongings inside the cottage such as furniture, appliances, electronics, and clothing.

• Liability Coverage

  Offers protection if someone is injured on your property or if you accidentally cause damage to another person’s property.

• Detached Structures

  Covers sheds, boathouses, garages, or other secondary buildings on your cottage property.

• Water Damage Protection

  Optional coverage for events like burst pipes, sewer backup, or overland flooding, especially useful for lakeside or remote cottages.

• Seasonal or Secondary Use Adjustments

  Tailors your policy based on whether your cottage is used occasionally, seasonally, or as a secondary residence.

• Rental Income Protection

  If you rent out your cottage, this coverage can help protect your rental income in case of covered damage or loss.

• Emergency Assistance Services

  May include temporary accommodations or emergency services if your cottage becomes uninhabitable after a covered incident.

Whether you're visiting every weekend or just a few weeks a year, Panda7 helps ensure your cottage is covered when you need it most.