What Does Boat Insurance Cover with Panda7?

Whether you enjoy cruising, fishing, or relaxing on a pontoon, Panda7 helps you find boat insurance that fits your lifestyle. Your personalized boat insurance quote can include

  • liabilityLiability Coverage

    Covers injury or property damage if you're at fault during a boating accident. This is essential protection for any recreational boat owner.

  • collision Physical Damage – Hull and Equipment

    Covers your boat, motor, sails, trailer, and attached equipment against damage caused by collisions, storms, or vandalism.

  • comprehensiveTheft, Fire, and Vandalism

    Protects your boat whether it’s on the water, in storage, or in transit.

  • road side assistanceAccident Benefits

    Pays for medical expenses or income loss resulting from a boating-related injury.

  • TheftEmergency Towing and Marine Assistance

    Get help quickly if you're stranded. Coverage includes towing, fuel delivery, or jump starts.

  • InjuryPollution Liability and Wreck Removal

    Covers cleanup costs and legal responsibility if your boat leaks fuel or sinks.

From fishing boats to personal watercraft like Jet Skis and Sea-Doos, Panda7 offers complete solutions. If you're searching for cheap boat insurance that doesn't compromise coverage, we’ve got you covered.

Why Customers Choose Panda7

Jane Doe

This is an amazing product. Highly recommend!

Anabelle Veale

Great customer service! Really appreciated my experience!

Clément Meunier

I recommend ! They gave me the cheapest price! Very attentive and accommodating.

Guillaume Dumouchel

Courteous and professional agent. Quick quotes that met our needs.

Sina Channel

Wow very good customer service! Thanks to Amine more precisely, I highly recommend!

Alexandra Martin

I enjoyed my experience with Panda7. It's easy to get a good price for the insurance that's right for us. I'm satisfied.

Jane Doe

This is an amazing product. Highly recommend!

Jane Doe

This is an amazing product. Highly recommend!

Jane Doe

This is an amazing product. Highly recommend!

Jane Doe

This is an amazing product. Highly recommend!

Jane Doe

This is an amazing product. Highly recommend!

Jane Doe

This is an amazing product. Highly recommend!

Jane Doe

This is an amazing product. Highly recommend!

Jane Doe

This is an amazing product. Highly recommend!

Jane Doe

This is an amazing product. Highly recommend!

Boat Insurance FAQ

In most cases, no. Home insurance offers only limited protection for small boats and often excludes liability, towing, theft, and pollution damage. A dedicated boat insurance policy provides complete protection on and off the water. Get your free quote today.

We cover a wide range of watercraft, including:
  • Fishing boats and motorboats
  • Sailboats and catamarans
  • Pontoon boats
  • Personal watercraft like Jet Skis and Sea-Doos
  • Trailers and fixed onboard equipment
Not sure if your boat qualifies? Our advisors will help you find the right plan.

Boat insurance cost depends on your boat’s size, value, horsepower, usage, and storage location. On average, premiums range from 300 to 1,500 dollars per year, with some plans starting under 50 dollars per month. Wondering how expensive is boat insurance? Let us show you affordable options tailored to you. Speak with our advisors today.

Technically, no. But practically, yes. If you’re asking, "Do you have to have insurance on a boat?" or "Do you need insurance on a boat?" the answer depends on where you store it, who you boat with, and whether you're financing it. Panda7 helps you find the right protection quickly. Speak with our advisors today.

In most provinces, boat insurance in Canada is not legally mandatory. However, it is strongly recommended. Without coverage, you could be held responsible for property damage, personal injury, or environmental cleanup. Protect yourself with the right plan. Speak with our advisors today.

Get Your Boat Covered Today!

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